Lumpsum Investment — Guide

A lumpsum is a one-time investment that compounds over time. This guide covers the formula, example, and tips.

How to use

1. Enter principal, annual return, and years.
2. Click Calculate to see the maturity value.
3. Open Lumpsum Calculator

Formula

FV = P * (1 + r)^t

Example

P = 100,000; r = 10%; t = 5 → FV ≈ 161,051

Tips

• Prefer tax-efficient growth options.
• Stay invested for longer horizons.
• Rebalance periodically.