A Systematic Investment Plan (SIP) invests a fixed amount at regular intervals. Compounding plus consistency grows wealth over time.
How to use
- Enter monthly investment, annual return %, and years.
- Click Calculate to see future value, invested amount, and gains.
- Open the SIP Calculator
Formula
FV = PMT * [((1 + r)^n - 1) / r] * (1 + r) where r = annual_return/12, n = years*12
Example
PMT = 5,000, r = 12%/12, n = 10*12 → FV ≈ 11.6L
Tips
- Increase SIP yearly to beat inflation.
- Stay consistent through market cycles.
- Longer horizon reduces risk and boosts compounding.
FAQs
Does SIP guarantee returns? No—market-linked. Use long horizons.
Is monthly better than quarterly? Monthly typically smooths volatility better.